Flexible & Short Term Loans

Quick access to funding designed to cover short-term needs, unexpected expenses, or fast-moving opportunities.

What are VAT Loans?

These loans provide businesses with short-term finance, usually ranging from a few months up to two years. They are designed to be fast, adaptable, and easier to arrange than long-term commercial borrowing.

Benefits:

  • Fast funding: Access capital quickly when timing matters.
  • Adaptable terms: Borrow over weeks or months to suit your needs.
  • Bridge cash flow gaps: Cover payroll, supplier payments, or seasonal slowdowns.
  • Opportunity ready: Take advantage of growth opportunities without delay.

Why They Matter

Not all borrowing needs to be long term. Flexible and short-term loans give businesses the agility to act when challenges or opportunities arise, without tying them to extended repayment commitments.

Key Considerations

  • Costs: Higher interest rates may apply due to shorter terms.
  • Eligibility: Based on turnover, trading history, and financial stability.
  • Repayment: Ensure repayments fit within projected cash flow.

Contact us today

Find out how a Flexible or Short-Term Loan could support your business.

Call us on 01733 475501 or Get a Quote to speak with a finance specialist today.