Flexible & Short Term Loans
Quick access to funding designed to cover short-term needs, unexpected expenses, or fast-moving opportunities.
What are VAT Loans?
These loans provide businesses with short-term finance, usually ranging from a few months up to two years. They are designed to be fast, adaptable, and easier to arrange than long-term commercial borrowing.
Benefits:
- Fast funding: Access capital quickly when timing matters.
- Adaptable terms: Borrow over weeks or months to suit your needs.
- Bridge cash flow gaps: Cover payroll, supplier payments, or seasonal slowdowns.
- Opportunity ready: Take advantage of growth opportunities without delay.


Why They Matter
Not all borrowing needs to be long term. Flexible and short-term loans give businesses the agility to act when challenges or opportunities arise, without tying them to extended repayment commitments.
Key Considerations
- Costs: Higher interest rates may apply due to shorter terms.
- Eligibility: Based on turnover, trading history, and financial stability.
- Repayment: Ensure repayments fit within projected cash flow.