Small Business Loans
Access fast and flexible funding designed to help small businesses manage cash flow, invest in growth, or cover unexpected costs.
What are Small Business Loans?
Small Business Loans provide capital for everyday expenses or larger projects. Funds are paid into your business account and repaid over an agreed term with interest.
Benefits:
- Support cash flow: Keep your business running smoothly.
- Flexible use: Fund equipment, stock, marketing, or staff.
- Enable growth: Expand into new markets or services.
- Quick access: Simpler than larger commercial finance.
- Build credit: Improve your business borrowing profile.
Why They Matter
Loans give small businesses the ability to act quickly, take opportunities, and manage challenges without relying on personal savings or overdrafts.
Key Considerations
- Costs: Understand interest, fees, and total repayment.
- Eligibility: Based on business turnover, credit history, and financials.
- Tax Relief: Interest is usually deductible as a business expense.
How to Apply
Consultation
Speak with us to identify the right option.
Application
Provide recent accounts, bank statements, and forecasts.
Approval
Review the loan agreement and repayment plan.
Funding
Receive funds directly into your business account.
